Articles

Commercial Insurance

• Insuring the Vehicles That Drive Your Business
• Business Owners Policy: Basic Protection for Multiple Risks
• Commercial General Liability Insurance
• Product Liability Insurance
• Specialty Liability Coverage
• Workers' Comp Takes Care of Your Team

Home Insurance

• Actual Cash Value vs. Replacement Cost
• Understanding Deductibles
• Documentation of Valuables
• Flood Insurance
• Insuring a Home
• Cover Yourself with an Umbrella Liability Policy
• Insuring a Condominium
• Renters Insurance

Vehicle Insurance

• Auto Insurance: Determining Your Policy Needs
• Who's at Fault? A Look at Liability Issues
• Premiums and Discounts: Factors that Affect Your Rate
• What To Do After an Accident
• Is It Business … or Is It Personal?
• Insuring Teen Drivers
• Motorcycle Insurance

Risk Management

• How Do I Make a Property Insurance Claim?

  When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.

• How Can I Protect My Home?

  Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.

• Do I Need Disability Income Insurance?

  Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

• What Types of Health Coverage Are Available?

  There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

• What Is the Difference Between an HMO and a PPO?

  Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?

• Am I Prepared for Long-Term Care Expenses?

  The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

• What Does Medicare Cover?

  Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?